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Canadian Military
CAF Housing Allowance For 2025

PLD

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Previously Named Post Living Differential (PLD), the Canadian Armed Forces (CAF) now offers a new "Military Housing Allowance" called the Canadian Forces Housing Differential (CFHD), which is redesigned to assiste members in finding suitable housing. The CFHD is a monthly additional allowance which is based on a member's salary, rank and location.  

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View the new Canadian Armed Forces Housing Allowance chart below.

Canadian Military Housing Allowance

*Credit www.canada.ca > Military Benefits.  Effective 1 July 2023.  This website is not affiliated with DND

Answer cited direct from Gov of Canada 

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"The Canadian Forces Housing Differential (CFHD) policy is a sophisticated approach (inclusive of GBA+ analysis) with the goal of assisting CAF members in adjusting to housing costs in different locations within Canada. Thus, providing military members (when applicable) an equitable differential for housing costs when posted to a place of duty". 

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Canadian Military PLD - Background

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Efforts to obtain a cost of living benefit for Military go back to at least the mid 1980s when the CAF surveyed selected Military locations and determined variations in cost of living (per Base) and the effects it had on Military & families Postings. In late 1990s the Parliamentary Standing Committee on National Defence and Veterans Affairs (SCONDVA) recommended and approved the implementation of PLD, making the allowance the first of it’s kind within the Federal Government of Canada.

 

Are these Housing Benefits taxed ? 

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Yes, they are taxed. As a result, an increment is added when calculating the rates to offset the income tax paid on the allowance. This means the allowance involves marginal tax allowance for loss through taxation.  Will PPLD be a taxable benefit as well ?  Absolutely!

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Are you Posted ?  

Questions on BGRS?  click here

Questions on your HHT?    click here

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Need a BGRS Approved

Relocation Realtor ?

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If you need a Realtor to actually help you navigate PLD, PPLD, your COS, an HHT and more ?

connect with our BGRS Approved Realtors here    

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