Download Your HHT Prep Kit
Trusted by Military families across Canada — get the tools that actually make your Posting Notice easier.
| Krystal Parsons
Helping Military find their way home, whether assisting with a pre-approval for an HHT or helping you secure re-finance for a local Mortgage, my mission is to help you succeed.
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Key CAF Benefits for Military:
Continuous Training:
The CAF offers ongoing opportunities for education, training, and personal development.
Second Language Training:
The CAF provides support for members to enhance their second language skills.
Leadership Training:
The CAF offers leadership training programs to develop future leaders.
Sports and Athletics:
The CAF supports sports and athletics programs for its members.
Relocation and Temporary Duty Benefits:
The CAF provides support for relocation and temporary duty assignments.
Benefits for Ill and Injured Members:
The CAF offers various benefits for members who become ill or injured, including home and vehicle modifications, home assistance, and caregiver assistance.
Death and Disability Benefits:
The CAF provides benefits to members and their families in the event of death or disability.
Reserve Force Benefits:
Reservists also receive compensation and benefits depending on their duty status.
Military Family Support:
The CAF also offers services and resources for military families, including the Military Family Resource Centres and the Family Information Line.
Health and Dental Coverage:
The CAF offers comprehensive health and dental coverage comparable to that available to all Canadian citizens.
Paid Vacation:
Members are entitled to four to six weeks of paid vacation annually.
Pension Plans:
The CAF provides robust pension plans to help members achieve financial security in retirement.
💼 CAF Pay, Pension & Benefits: What You’re Entitled To
1. Pay
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Rank-based compensation: Military pay varies by rank, trade, and whether you're in the Regular or Reserve force. Info here.
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Pay statements & tax info: Access statements (T4/R1) and pension plans through the CAF Compensation & Benefits mobile app or EMAA portal canada.ca.
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Severance pay: Available to Regular Force members upon release canada.ca+4canada.ca+4canada.ca+4.
2. Pension
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Dual pension plans: Both Regular Force and Reserve Force pension plans are available
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Eligibility rules:
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Fewer than 2 years: refund of contributions canada.ca+1canada.ca+1.
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2+ years: deferred pension payable at age 60 or earlier reduced pension at age 50 canada.ca.
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25+ years or age 60 (or age 55 with 30 years): unreduced pension canada.ca.
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Boost options: Buy back or transfer prior federal, RCMP, or CAF service to improve pensionable years canada.ca.
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Divorce/benefit splits: Pension division follows legal agreements, with clear processes and timelines canada.ca.
3. Supplementary Death & Survivor Benefits
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Survivor pension: Spouses and children may receive ongoing support if a CAF member or pensioner dies canada.ca+7canada.ca+7canada.ca+7.
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Disability pensions: If released due to disability, eligible members may receive pension coverage .
4. Military Benefits
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Health & dental care: Comprehensive coverage during service, with claim processes for civilian providers
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Injury & disability support: Programs include home and vehicle modifications, attendant care, and childcare assistance
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Leave entitlements: Includes parental leave, compassionate care, education, and annual leave under CAF policy
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Relocation & travel allowances: Includes postings, temporary duty, accommodation, and geographic mandatory supplement (housing differential)
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Children’s education: CAF assistance with school costs and transitions for military children
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Death benefits: Families or estates can claim reimbursement and compensation upon a member’s death
5. Service Standards
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Pension and benefits timelines: Pension estimates, payments, and benefit requests are processed within set timeframes (typically 5–45 days) .
At RelocatingMilitary.ca, we feature a Canada-wide network of vetted Realtors, that specialize in helping Military, Veterans & RCMP move, with less stress.
✅ Let Us Do the Marketing For You
We know what Military & RCMP search for, prior to their Relocation. By joining us, you leverage our Google authority to position you 1st Page under key Military Search Terms. SEO: be found by Military with search intent before they arrive on their HHT.
✅ No More Guesswork
We’ve been helping connect agents to military clients for 20+ years. We understand IRP, HHTs, and the urgency military families face. Backed by our own Facebook & Google ad campaigns, our site attracts Military and RCMP members actively searching for relocation help. We route those leads directly.
✅ Exclusive Territory Options
We may have the option for you to be the feature Realtor for your Base and city—no fighting for attention. Ask about optional exclusivity.
Let's see if you're the right fit.
19 WING Comox
Military Mortgage Specialist
Download Your HHT Prep Kit
Trusted by Military families across Canada — get the tools that actually make your Posting Notice easier.
Choose our IRP-Experienced Military REALTORS®
✅ Military Relocation Specialists. Unique understanding of admin pressure, and real posting timelines.
✅ IRP-Experienced. We Know the rules, IRP coverage limits, and pitfalls that cost you time and money.
✅Discreet & Reliable. Responsive and focused. We work our schedule around you !
✅ Serving Military, Veterans & RCMP. Real-world experience across all relocation stages.
" I will save you money, help eliminate confusion, and provide a sound financial structure for a less stressful Military relocation . "
Comox Valley
Military Mortgage Specialist
About Krystal
Krystal Parsons has spent 32 years of her life in the Comox Valley. When she isn’t working with clients, Krystal loves spending quality time with her husband and three kids.
With a strong passion for customer service, Krystal's specialty is helping Military families secure the best financing possible, with the least amount of stress possible.
Krystal understands Military BGRS and will help you navigate the DND Clause so you aren't stuck with a large bill on your next COS.
WITH TRUST, KNOWLEDGE, EMPATHY & RESPECT
She's the hardest worker ever! Always a good experience using Krystal. Higligh recommend !
🏠❤️
Krystal was so professional and kept us in the loop the entire time through our process. If you are looking for a great mortgage specialist Krystal is your gal! 5 stars.
I would 100% recommend Krystal to anyone. She was quick and efficient and super helpful with all of my questions
What people are saying
Whether you are Military member who is Posted-Out and simply needing a mortgage pre-approval prior to your HHT, I'm happy to help you sort through your financial options. Reach out to me first.
Serving Military families Mortgage needs throughout the Comox Valley, Courtenay, Campbell River, Parksville, Qualicum Beach and beyond...
