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Military Relocation Tools
Moving with the CAF comes with its own set of challenges — deadlines, paperwork, BGRS entitlements, and the race to find housing before arrival. We’ve gathered everything you need in one place to help you relocate with confidence.
📝 Top Tools & Resources
Knowledge for a Smoother CAF Posting
BGRS Relocation Portal
Your official source for move approvals, entitlements, and claims.
🔗 Access BGRS Portal
✅ Tip: Make sure your profile is updated and get your HHT (House Hunting Trip) approved early.
Canadian Forces Housing Differential * new
Explore the new 2025 Canadian Forces Housing Differential (CFHD) Rates Previously Named Post Living Differential (PLD), this CAF "Military Housing Allowance" is redesigned to assist members in finding housing.
🔗 View 2025 CFHD Rates here
DND Housing Info & RHU Application
Explore Residential Housing Units (RHUs) at your new base.
🔗 Apply or Learn About DND Housing
Relocation Planning Checklist
View the moving checklist to keep your CAF move on track — from HHT to arrival.
🔗 Access Military Move Checklist
MFRC Finder for Military Families
Look up your new MFRC at your destination Base, keep your CAF move on track with support services.
🔗 Access Military Family Resource Centres
DND Clause Mortgages * NO PENALTIES !
Ask about how you can secure a Mortgage the right way, with ZERO future Posting penalties.
🔗 Defence Mortgages Solutions
🔗 BMO Mortgage - Official Bank of Defence Community
Military Discounts in Canada
From retail to restaurants, discover exclusive discounts and offers for CAF members and Veterans.
Military IRP Process – 10 Steps
1. Receive Your Posting Message
Once you get your posting message, you're COS is officially authorized, begin the following steps for your Military move.
2. Register with BGRS - Get their BGRS AP
Log into www.bgrs.ca and set up your account using your posting details. More info: BGRS APP STEPS here.
3. Contact a Realtor & Mortgage Broker Early
Reach out to a Brookfield-approved Realtor and mortgage broker as early as possible. We have Realtors here that know IRP thoroughly, across Canada. Choose your BGRS Realtor here. We also have Military Mortgage Specialists too help you avoid future Posting Penalties too. They’ll guide you through market insights, property options, and affordability.
4. Book Your House Hunting Trip (HHT)
Coordinate your HHT with your chain of command and BGRS. Keep receipts and follow claim rules. HHT FAQ here.
5. Make Travel Arrangements Through BGRS
Book flights, accommodations, and rental car using the BGRS system or obtain proper pre-approval if booking independently.
6. Prepare Financially
Know your entitlements. Review allowances for meals, mileage, accommodations, and incidentals. Budget for expenses you may need to claim back later.
7. Find Your Home & Make an Offer
During your HHT, select a property and make an offer. Your Realtor and mortgage broker will ensure the deal aligns with BGRS policies.
8. Legal, Inspection & Insurance
Schedule a home inspection and hire a Brookfield-approved lawyer. Line up property insurance for your closing date.
9. Submit All Required Claims & Paperwork
Upload all receipts and documents into the BGRS system promptly for reimbursement.
10. Final Move
Coordinate your moving company (usually arranged via BGRS), confirm key dates, and prepare for travel to your new posting.
BGRS Approved Realtors - Across Canada !
FAQ ON BGRS
What about HHT ?
